Parents barred from retrieving cash handout for teen kids
Parents barred from retrieving cash handout for teen kids
2025-11-03
Registration for the universal NT$10,000 cash handout begins on Nov. 5, for distribution as early as Nov. 11. The eligibility criteria and regulations have been clarified, but one is leaving parents concerned. Since the Ministry of Digital Affairs considers minors 13 and over to be capable of financial independence, they must retrieve the cash themselves. Their parents can’t retrieve it on their behalf.
The universal NT$10,000 handout is almost here. Anticipation is growing, but whether you collect it yourself or get someone else to do it for you makes a difference. That’s because the regulations state that for minors 13 and over, their parents can’t get the money for them.
Member of public
It’s a matter of safety. Parents should get it for them, because kids don’t understand these things. It would be bad if they just took the money and misused it.
Member of public
It’s a bit too early. 13-year-olds are in the last year of middle or first year of high school. I feel like they aren’t quite mature when it comes to debit cards or money. They might be at higher risk of fraud, and carrying cash on them isn’t safe, either.
Member of public
Children are still children, right? How is a 13-year-old going to spend money? It’s better if their parents control it.
The Ministry of Digital Affairs emphasized that setting 13 as the age threshold is the same as previous practice. The parents of children under 7 can collect the handout after verifying their NHI card, ID card, and account information, since the child isn’t able to. Parents of children aged 7 to 12 may also collect the cash on their behalf, or deposit it into the child’s own account. However, minors aged 13 and over are considered capable of financial independence and can collect the cash themselves.
The ministry established the rules out of respect for young people’s financial autonomy. But some are worried that they might spend the money recklessly or be targeted by unscrupulous individuals.
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#universalhandout #cashhandout #financialindependence #teenagers #spending #children #parents #controversy
普發1萬"最快11/11入帳" 13歲以上不能代領引家長憂慮
2025-11-03
普發現金1萬，11/5開放登記，最快11/11就會入帳，現在領取資格和相關規定，也更加明確，不過其中一項規定，讓家長充滿憂慮，因為數發部認為，13歲以上少年，已經可以獨立處理金融事務，因此可以自己領取一萬元，不開放家長代領。
普發現金一萬塊，即將入袋，馬上就要聽到悅耳的數鈔聲，民眾是越來越期待，但是自己數還是交給別人數，就有差了，因為領取規定是說，13歲以上未成年，家長無法代領。
[[民眾]]
“就是一個安全問題，家長要代領才可以這樣子，因為小孩子他不懂事嘛，他拿去亂用也不好。”
[[民眾]]
“有一點太早，13歲應該是小六、國一，然後我覺得他們對於比如說使用金融卡，或是對於金錢的概念還沒有那麼成熟。也許可能會詐騙機率增高，然後或者是自己帶在身上也不安全。”
[[民眾]]
“小孩子還是小嘛，對不對，13歲的小孩子錢要怎麼用，這個所以家長還是要控制一下比較好。”
數發部強調，把13歲訂為代領年齡門檻，是延續前次作法，未滿7歲，沒有行為能力，仍交由父母代領，並透過健保卡與身分證、帳戶資訊進行驗證；7到未滿13歲，可由父母代領，也可選擇用自己的帳戶領取，但13歲以上少年，被認定已能獨立處理金融事務，因此可以自行領普發現金一萬元。
數發部以尊重青少年理財自主能力為前提，訂定規則，但有些人擔心，孩子亂花錢、遭到不肖人士盯上。
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