Banks open doors, insurers offer heat protection to combat extreme temperatures
Banks open doors, insurers offer heat protection to combat extreme temperatures
2026-07-08
As summers get hotter by the year, more businesses are opening their doors to offer relief from the heat. Last year, convenience stores began telling people they could come in to cool off, and this year First Bank has set up indoor cooling stations with air conditioning, drinking water, seating, and restrooms, and you don’t even have to be a customer to gain access. Meanwhile, a life insurance company is offering Taiwan’s first policy that covers heat-related injuries.
Chou Jung-hsuan
FTV reporter
Summer is incredibly hot this year, making walking down the street like torture. In addition to being able to cool off in convenience stores’ AC, First Bank also set up indoor cooling stations.
In response to the extreme heat, the Ministry of Environment launched a “cool map” listing 9,192 cooling spots as of June, including convenience stores, public facilities, shaded areas, and now banks.
Member of public
Likes the idea
I think it’s a good idea in general, but due to their location, people still might not think to go.
Member of public
Loves the idea
I think it’s great! Summer is so hot most of the time, so if there’s a place for people to cool off, I think it’s a good thing.
Voice of Hung Hsiu-ching
Bank employee
We already have safety and security measures in place for our banks’ main halls. If banks determine they can provide people with a place to cool off while maintaining operational safety and order, they will make that assessment themselves.
As extreme heat becomes increasingly common, a life insurance company introduced an insurance policy for heat-related injuries, offering payouts to vulnerable groups who suffer heat-related harm.
Wang Hsin-li
Insurance broker
In the past, products to address high temperatures included accident insurance, life insurance, and accidental medical coverage, but their scope of protection was somewhat limited. Nan Shan Life Insurance’s willingness to design a product like this can provide significant help to vulnerable groups.
Businesses are introducing their own strategies in response to the dangers posed by climate change, helping people adapt to the warming environment.
For more Taiwan news, tune in:
Mon to Fri at 9:30 pm on Channel 152
Tue to Sat at 1 am on Channel 53
#heat #hot #extremeheat #climatechange #summer #heatstroke #heatwave #bank #cool #coolmap #insurance #heatinsurance
抗熱! 銀行開放民眾避暑 壽險公司推"抗高溫"微型保單
2026-07-08
夏天高溫一年比一年還要熱，除了超商去年就開放民眾進去"避暑"，現在有公股第一銀行也設置室內涼爽點，除了冷氣外，還有飲水機、座椅、廁所等等。除此之外，對抗高溫，還有壽險公司推出第一張"抗高溫"微型保單，提供弱勢族群遭受熱傷害的保險金理賠。
[[民視記者 周容萱]]
“現在天氣真的太熱太熱，走在路上就像酷刑，除了超商可以進去吹冷氣，休息一下，第一銀行也實施室內涼爽點，讓民眾進去降溫一下”
面對極端高溫，環境部推出「Cool map抗高溫涼適地圖」，截至今年六月，包含超商、公共設施和各類遮蔭處，已經累積9192處涼適點，現在有銀行也投入計劃。
[[民眾]]
“對一般人來說還不錯，但是地理位置關係，可能還是不太會走進去，因為習慣性的關係”
[[民眾]]
“我覺得很棒啊，夏天很多時候都很熱，如果有地方可以避暑，我覺得對大家是好事”
[[聲源:金管會銀行局金控組副組長 洪秀青]]
“在營業大廳，我們本來就有一些營業場所的安全維護的相關辦法，它(各銀行)如果評估，可以提供民眾這樣(避暑)，相關營業的這些，營運上面的安全上面，秩序方面，他們會自行去評估”
但極端高溫逐漸常態化，現在也有壽險公司推出「抗高溫保單」的微型保險商品，提供弱勢族群在遭受熱傷害時的保險金理賠。
[[保經同業公會副理事長 王信力]]
“針對高溫所設計的這樣的保險，其實過去的微型保險，就有意外險，就有壽險，也有意外的醫療險，原則上涵蓋面還是有一點不足，南山人壽願意設計這樣的商品，的確是對弱勢者，是有很大的幫助的”
在無法改變氣候的情形下，只能由各單位推出多元"調適措施"，對抗高溫。
更多新聞內容，請鎖定：
民視台灣台（152頻道）週一至週五晚上9:30
民視新聞台（53頻道）週二至週六凌晨1:00
Related News
