Cathay United Bank’s successful fraud intercepting technology

Cathay United Bank’s successful fraud intercepting technology

2024-09-16

Fraud has become a huge and worsening problem in Taiwan. In just a single day, on Sept. 4, fraudulent activities resulted in losses of NT$415 million. Cathay United Bank says it may have a solution, with its AI interception technology. On Monday, Premier Cho jung-tai led a delegation to learn about the tech.

This is not an action film set, but a demonstration of how the police take down a fraudster, at a bank lobby. Another installation at the venue shows how a man’s voice can be deep faked into a woman’s. These demos showcase the tricks of fraudsters in real time, to raise public awareness.

AI can be trained to learn and recognize fraud tactics, detect suspicious activities and strengthen precaution. Last year, using this technology, the Cathay United Bank successfully intercepted more than 6,700 incidents of fraud that would’ve cost victims NT$350 million. Premier Cho Jung-tai says he hopes to see more financial institutions adopt similar technologies to prevent fraud.

Cho Jung-tai
Premier
We’re fighting fraud in every possible way, from technology, to outreach, through front desk staff in banks. For the next year the central government has earmarked NT$730 million for fraud prevention.

Tong Chen-chang
Financial Supervisory Commission
The introduction of AI, we believe it to be of utmost importance, so the FSC has in the past requested that financial institutions adopt AI for information management and fraud prevention. We’ve also encouraged financial institutions to cooperate in fraud prevention.

A delegation led by the premier visited the headquarters of Cathay United Bank to better understand how the bank successfully intercepts fraud with four key methods. Their efforts paid off. According to the National Police Agency, Cathay United Bank was the top performer in fraud interception at the front desk, preventing just under NT$1.3 billion in losses to fraud.

Andrew Kuo
Cathay United Bank chair
Fraud prevention will be in our DNA. We’ll continue to cooperate with the authorities and our colleagues.

With cutting-edge technologies, banks and government agencies are united in safeguarding peoples’ hard-earned cash.

For more Taiwan news, tune in:
Sun to Fri at 9:30 pm on Channel 152
Tue to Sat at 1 am on Channel 53

卓榮泰視察銀行詐騙聯防機制國泰董:打詐視同作戰

2024-09-16

詐騙猖獗，最新統計，9/4單日，全台被詐騙財損，就高達新台幣達4億1500多萬，光是今年7月全台詐騙損失，更是高達110億，比去年全年還多，行政院長卓榮泰今天率隊，到銀行審查臨櫃阻詐執行情況。

銀行大廳上演警匪動作片，模擬打詐過程。變聲器下，男人聲音，也能變成女人，詐騙情境神還原，就是要讓民眾提高警覺。

Ai科技盾，可以學習詐騙手法、偵測可疑帳戶，強化預警機制，在去年攔阻6700多件詐騙案件、3.5億詐騙金流。卓榮泰期待這套運用能在金融圈普及化。

[[行政院長卓榮泰]]
“我們是層層面面的來行使打詐，從科技，從宣導，從臨櫃的同仁。明年中央政府總預算，編列了73億對於防詐”

[[金管會銀行局副局長童政彰]]
“包括AI的導入，我們認為是重中之重，所以我們金管會在過去，其實已經有發過相關的函令，請金融機構，那必須要在資訊方面，在科技打詐方面，要能夠導入之外，那我們也鼓勵金融機構，能夠以聯防的方式(合作)”

卓榮泰率隊前往國泰世華銀行總部了解四大聯防機制。根據內政部警政署統計，國泰世華去年臨櫃攔阻詐騙金額超過新台幣12.8億，居金融業冠。

[[國泰世華銀行董事長郭明鑑]]
“反詐將成為我們的DNA，我們將持續與政府單位，與其他同仁通力合作”

科技、金融、警政，團結一心，要幫國人守住辛苦錢。

更多新聞內容，請鎖定：
民視台灣台（152頻道）週日至週五晚上9:30
民視新聞台（53頻道）週二至週六凌晨1:00

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The United Nations General Assembly is on in New York, and as in previous years, Taiwanese activists are calling for Taiwan’s inclusion. This year’s march for Taiwan had more than 500 participants. Among them were members of the Taiwan UN Alliance and civic groups in the US. One of their key demands is that the UN hold a formal hearing on Resolution 2758, which China uses to claim sovereignty over Taiwan.

More than 500 people from the Taiwan UN Alliance and overseas Taiwanese groups march outside the UN headquarters in New York, calling for Taiwan’s inclusion.

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Every year during the UN General Assembly, Taiwanese advocates make their voices heard in New York. This year, their momentum feels even stronger than ever.

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…the Taiwan United Nations Alliance, TAIUNA, right to advocate for Taiwan’s meaningful participation of the United Nations, UN, as a full and independent member under the name Taiwan. We respectfully request that the UN hold a formal hearing to clarify the interpretation of UNGA Resolution 2758.

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China is a member of the Security Council, a permanent member of the Security Council. What do they do? They block any kind of participation of Taiwan in the UN system. And if you choose to believe China, they will just lie to you.

The activists were joined by YouTuber Stan from Poland, who stressed that Taiwan and China are two separate countries.

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Because these days I’ve been going around New York, I went to the Chinese consulate, and asked them a simple question. Do you guys issue visas to Taiwan if you claim it as your territory? And they told me there: “No, you’ll have to apply for a separate permit for the two countries.” So people working in the Chinese consulate also know that they are two countries. I think that the whole world understands that the future of the Taiwanese people is up to the Taiwanese people to decide.

Chen Kuei-ling
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We’re telling the world that Taiwan deserves a spot in the UN. Taiwan deserves to be seen. The UN should acknowledge the human rights of the people of Taiwan, so that everyone can see Taiwan exists.

The activists hope their voices will be heard in the UN, so that Taiwan can be treated fairly as a member of the international community.

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Better devices for disabled animals thanks to veterinary medicine

Advances in veterinary science mean that devices for disabled animals just keep on getting better. The devices for dogs with paralyzed limbs are particularly impressive. A number of dogs in Taiwan and abroad have found fame after getting “wheelchairs.” These impressive devices enable dogs with paralyzed limbs to keep walking or running after an accident. We met a Taipei vet who works with disabled dogs, as well as the owner of an adorable disabled canine, to hear more.

Scooty the dog runs along the beach in her assistive wheels as if they’re a chariot of fire. Similar disabled dogs are living their best lives in Taiwan.

“Didi” the Spitz was thrown out of a fifth-floor window more than a decade ago. Three of his legs were injured, and had to be amputated. Some thought it would be impossible for him to run again. But with these custom-made assistive wheels, Didi got back to bounding around freely, a big smile on his face.

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Paralysis is simply the result of, either a traffic accident, or a special factor such as a spinal bone spur, which are common for breeds like sausage dogs and corgis. That may cause obstructions in the transmission of neural information, which could result in the loss of mobility in the lower body. And we know some cases are human abuse of animals. If all our best efforts can’t achieve the outcome we want, then we may use some assistive mobility devices.

Caring for paralyzed dogs is hard work. But for these owners, it’s extremely touching to see their darling fur-baby walk or even run again. Although Didi passed away in February, his assistive wheels helped him enjoy more than an extra decade of life.

Ms. Yang
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I put more care into looking after him. When I first rescued him, I told him, “Didi, if you can survive, I’ll take care of you for the rest of your life.”

With these wheels, paralyzed or disabled dogs can get back on their feet and keep living full and happy lives.

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He assembles and disassembles components expertly. This auto mechanics student pays close attention in class to get a good job after he’s graduated.

The average annual disposable income for workers with university education stood at NT$656,600 in 2023. That’s NT$16,400 less than workers with trade school diplomas. The median disposable income is also NT$30,400 lower for the former group, which has been outdone for 14 years straight.

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According to a job bank survey, the biggest talent shortages can be found in the fields of nursing, power machinery and electrical engineering. That means companies in these sectors are more willing to offer higher starting salaries. Of course, only if you have studied the relevant subjects.

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Taiwan’s pharmacy business just keeps growing. On some busy street corners, you might be in sight of half a dozen pharmacies. That’s partly because of the growing power of chain pharmacies, which in some cases are listing on the stock market. But there are still lots of more traditional mom-and-pop pharmacies up and down the country. The market can sustain ever more stores, as Taiwan’s population demographics trend older and older.

Baby products, maternity products, kids’ medicines… A shelf packed with health foods of all kinds, care from head to toe, from cradle to grave. It’s all in one store. And pharmacies are popping up everywhere as social demographics shift.

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